Simple Ira Limits 2025 Over 50. You can make 2025 ira contributions until the. Participants in simple 401(k) and simple ira plans can take advantage of an increased deferral limit of $17,600 (i.e., 110% of the $16,000 annual limit) if their.
For 2025, the annual contribution limit for simple iras is $16,000, up from $15,500 in 2023. Simple ira contribution limits and rules.